Fintech, Risk-Based Thinking and Cyber Risk

نویسندگان

چکیده

Abstract Financial technology innovations (Fintech) are changing the provision of traditional financial services. Although they bring with them various benefits and opportunities, also have weaknesses pose potential threats to systems. The paper examines latest developments in area Fintech outlines associated risks. It highlights vital role monetary authorities context policies initiatives required order modernize system, including research issuance central bank digital currency, while simultaneously fulfilling their core objectives preserving stability. authors highlight importance artificial intelligence development. They create a SWOT support analyse above. goes on further explain new management concept “Risk-based thinking” as way approach these opportunities Fintech. Finally, looks at cyber risk landscape potentially greatest threat springing from turbulent uncertain times.

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ژورنال

عنوان ژورنال: Journal of Central Banking Theory and Practice

سال: 2022

ISSN: ['1800-9581', '2336-9205']

DOI: https://doi.org/10.2478/jcbtp-2022-0012